Hong Kong Health Insurance Coverage Limits

When looking to purchase a Hong Kong Health Insurance plan one of the primary concerns is often in regards to how much coverage is afforded by the policy.

We choose only to work with plans which offer high coverage limits, giving you the assurance that you will have the protection you need no matter what happens.

Overview of Coverage Limits on Hong Kong Health Insurance

Plans from Hong Kong Health Insurance will afford you with high levels of coverage. The overall coverage limits on the plans we work with, also known as an Overall Maximum Benefit, generally range from US$ 1,000,000 to US$ 3,500,000 per year.

It is important to note, however, that different insurance companies will offer an overall coverage limit in different way, and that not all insurers will impose the same limits on the coverage offered. Typically coverage limits on Hong Kong Medical Insurance plans are offered in one of the following ways:

Per Condition

A Per Condition limit is the amount of coverage that the plan will afford you for each individual medical condition you may suffer over the course of a policy year.

Annual

An Annual Limit will provide a set amount of coverage for the duration of each policy year. This limit will reset upon renewal of the policy, and is independent of any medical conditions you may suffer. Simply put, this is the amount of coverage you are able to receive each year you are on the policy.

Lifetime

A Lifetime Limit is the total amount of coverage which your policy will provide for a specific coverage benefit over the entirety of its existence.

All of the plan limits on policies from Hong Kong Health Insurance are generally very high and will afford you with comprehensive coverage for medical treatments.

Hong Kong Health Insurance Quote

If you would like to receive a free quote for the many Hong Kong Medical Insurance policies we work with please complete the form at the top of this page. Additionally you can also speak to a Hong Kong Health Insurance Broker who will be happy to assist you with finding the appropriate policy.